AI Index / Fair Isaac Corporation
Fair Isaac Corporation (FICO)
Main revenue sources: (1) Scores ($305M): B2B Scores (mortgage, auto, card, personal loans) and B2C Scores. AI contributes directly via ML-driven credit risk models (FICO 10T, UltraFICO with Plaid, Mortgage Simulator). (2) Software ($207M): FICO Platform (SaaS Decision Intelligence, fraud), and legacy non-platform. AI contributes directly via the Decision Intelligence Platform, Enterprise Fraud Solution, and FICO Focused Foundation Model. Given AI/ML is core to both segments—especially platform growth and new score innovations—AI is a primary revenue driver.
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In our software business, we're thrilled to be recognized by Gartner as a leader in the January 2026 Gartner Magic Quadrant for Decision Intelligence Platforms.
- William Lansing
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Quotes from fair-isaac Executives About Artificial Intelligence and Generative AI
At FICO, we're obsessed with powering consumer connections and delivering always-on personalized experiences to drive outsized business outcomes.
- William Lansing
As a market leader in Decision Intelligence, FICO enables businesses to make real-time decisions at scale.
- William Lansing